You may be wondering, “What’s the point of opening a 401(k) if my employer doesn’t match?” Here are four reasons why you should consider participating in a 401(k).
Continue readingDebunking 4 Myths Surrounding Small-Business 401(k) Plans
Considering opening a 401(k) plan for your business, but concerned about the process or qualifications? Fear not. We’re debunking some of the top myths surrounding small business 401(k) plans and why you shouldn’t let these myths stand in the way of you or your employees’ retirement planning goals.
Continue reading3 Things You Should Know About A Traditional 401(k)
Generally speaking, the more money you make, the more of an incentive it is for you to contribute to your 401(k) since you will save more in taxes by contributing. It should be noted however that contributing to a 401(k) regardless of your income level will still help you save money on taxes.
Continue reading401(k) Fees Eat Your Retirement; Here’s What You Can Do About It
Did you know that almost 40% of 401(k) participants believe they don’t pay fees; about 20% didn’t even know there were fees associated with their 401(k); and, about 15% don’t understand how fees are calculated. Yet, nearly every 401(k) provider charges fees. So, how do you determine what fees you are paying, and how much those fees cost you in retirement?
Continue readingTraditional 401(k) Versus Roth 401(k) – What’s The Difference?
When it comes to selecting between a Traditional 401(k) vs. a Roth 401(k), you may be wondering which is the better choice. Both are great retirement vehicles, but they do differ. Here are a few points to consider when selecting between a Traditional or Roth 401(k).
Continue readingWhat To Do With Your 401(k) When You Change Jobs
What do you do with your 401(k) when you change jobs? Here are four options.
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