What is a 401(k)?

A 401(k) is an employer-sponsored retirement plan that allows employees to save and invest a portion of their earnings for retirement. Under a 401(k) plan, an employee’s contributions are automatically deducted from their paycheck.

SaveDay™ is the most complete and lowest cost solution for small companies and their employees to plan, save, and invest for retirement.

Attracts Employees

Employees plan for their future confidently. Low fees = larger nest egg at retirement. It’s easy!

Smart Methodology

Our methodology focuses on combining different assets in a portfolio to maximize estimated returns while reducing the level of risk.

Low Costs

No monthly fees. No per-employee fees. All in costs of 0.45%

Small Business Focused

SaveDay™ is ideal for small business owners. We make setting up and running a 401(k) as easy and as seamless as possible.

Personalized Advice

Employees receive free, high-quality, and personalized advice in choosing the best investment and retirement plan.

Cutting-Edge Technology

SaveDay™ uses technology to make outstanding and low cost retirement plans available to smaller employers that are superior than plans available to much bigger companies.

About Our Product

Simple Rock-Bottom Pricing

Employer Cost

Cost Per Employee FREE

Plan Set Up & Transfer Fee FREE

Total Cost FREE

SaveDay™ does not charge for Compliance services such as Non-Discrimination Testing and 5500 reporting.

Employee Cost

Account Balance 0.35%

Avg Investment Fee Up to 0.10%

Total Cost 0.45%

Maximize Your Retirement Savings

An awesome retirement plan at a fraction of the cost!

Fees matter, over a long period time high fees can erode the growth of a retirement nestegg and reduce how much you will have for retirement. With SaveDay™, you can rest assured that our fees will be among the lowest in the industry.

How much is in your current 401(k) plan? See what the difference would be investing it for 30 years in a SaveDay plan versus a typical plan with average fees. Assumes a 7% average rate of return.

SaveDay™: $224,000

Traditional: $163,000

Save 27% more with SaveDay™!

How It Works

Company Signs Up

SaveDay™ will guide you in setting up a fully functioning 401(k) plan. You can test drive the experience and then invite your employees to join, too.

Employees Enroll

Whether they are automatically enrolled or sign up on their own, employees can get in and out with SaveDay’s simple and quick on-boarding experience. For those who want to linger and learn more, that’s fine. We like the attention and love to help!

That’s It

SaveDay™ provides the ongoing payroll instructions and regularly monitors and rebalances accounts. We also provide regular reports and updates to you and your employees.

Plans

SaveDay™ offers a variety of 401(k) plans. From Traditional, Solo 401(k), SIMPLE 401(k), and Safe Harbor 401(k), we’ve got you covered.

Not sure which one is right for you? No problem! Your dedicated SaveDay plan expert will help figure out the best option for you. See our plan comparison to learn more about the various types of 401(k) plans SaveDay™ offers.

Traditional
Solo
Simple
Safe Harbor
Customized

The SaveDay™ 401(K)

Simple, easy experience
Professional advice, personalized for employees
Lowest costs – All in costs are 0.45%

Get This Plan

Typical 401(k)

Complicated and difficult to understand
Too many options, hard to make a choice
Expensive – All in costs are ~1.5%

Education

Employees receive free educational materials to assist in making retirement decisions.

Investing Basics
Retirement Planning Videos
Planning and What-if Tools

In The News

Schedule a Demo

Get Started

Terms & Conditions Privacy Policy | Careers About FAQ Contact

Securities are offered through Kapitall Generation LLC (“Kapgen”), a registered broker/dealer and member of FINRA.

Kapgen acts as an introducing broker/dealer to Apex Clearing Corporation (“Apex”). Your account is with Apex who serves as the clearing agent and custodian. Kapgen and Apex are members of SIPC, which offers protection of up to $500,000. For explanation, please contact SIPC at (202) 371-8300 or visit SIPC.

WealthyX LLC (“wealthyx”) is SEC Registered Investment Advisor ("RIA").

System's response and connection time may vary due to a variety of factors, including market conditions, system performance, and other factors.

Investments are not FDIC Insured; No Bank Guarantee; May Lose Value. Investing involves risk, including the risk of losing principal. Past performance is not necessarily indicative of future results. Asset allocation and diversification does not necessarily eliminate the risk of experiencing investment loss. SaveDay, KapGen, and WealthyX don’t warrant or guarantee its process will lead to success. You should make every effort to understand the risks, fees and potential implications involved.

SaveDay.com is website operated by DCP360, Inc. and by accessing the website and any pages thereof, you agree to be bound by its Terms of Service and Privacy Policy.