The SaveDay Blog

News and Updates

Small Business Owners Aren’t Prepared To Retire

34% of small business owners don’t have a retirement savings plan. This means that not only do they not have a retirement savings plan, but neither do their employees.

ERISA Fidelity Bonds – What You Need To Know

Being a fiduciary comes with many responsibilities, such as protecting your employee benefit plan with an ERISA fidelity bond. Here are some frequently asked questions surrounding ERISA fidelity bonds with information that every employer and plan sponsor should know.

Should You Pay Off Debt Or Save For Retirement?

Paying off debt while saving for retirement is entirely possible – you don’t need to choose one over the other. So, go ahead and invest while paying off your debt – you won’t regret it.

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Are You Overlooking a Key Employee Benefit?

Despite 87% of job seekers saying that a 401(k) plan is a “must-have” benefit for them, nearly 40 million working Americans don’t have access to an employer-sponsored retirement plan.

Rolling Over Your 401(k)

If you’ve recently switched jobs, or are planning to make the switch soon, you’re probably wondering what to do with your 401(k). Lucky for you there are a couple of different things you can do with it.

Say Goodbye To 401(k) Waiting Periods

Many Americans struggle with saving enough for retirement and rely on time to help them out, but without extra time on their side, they’re put into more of a disadvantage. The longer they go without saving, the less money they will have in retirement.

Choosing The 401(k) Plan That’s Best For Your Small Business

You’re concerned for your employees and have a genuine interest in setting up the best 401(k) plan for your company. So, how do you know the choice you’re making is the right one? 

Here’s a simple breakdown of different plans to help guide you when selecting a 401(k) plan.

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