The SaveDay Blog

News and Updates

Nondiscriminatory Testing of 401(k) Plans

Nondiscriminatory testing is often performed on behalf of plan sponsors by the record-keeper or a third-party administrator (TPA). However, it is vital that plan sponsors understand the basics of the testing. For example, what types of contributions are tested, how the test is conducted and what happens when a plan fails.

The Thirties: When Adulting Gets Real.

Investing can start at any age, and starting when you are younger help you achieve your goals, and setting these 3 investment goals in your 30s will help you plan for a better tomorrow. Develop an Emergency Fund Set up Retirement Goals Plan for...

5 Lies About 401(k)s… And It’s Hurting Your Business

According to the American Institute of Certified Public Accountants, 80% of employees would keep a job with benefits rather than take one that offered more pay and no benefits. But, that almost comes as no surprise. There's a reason why we call...

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What To Do With Your 401(k) When You Change Jobs

Changing jobs is considered a stressful life event. There are so many things to consider because it greatly affects your day-to-day life. One thing that often gets overlooked is the 401(k). And since very few companies offer 401(k) plans, it's not...

Investing in Your 20s

You've graduated high school, started college and on your own. In a few short years, you'll be making more money. Congratulations! This is probably one of the best things about "adulting." Most people become aware of investing while in their 20s;...

Are Government-sponsored Savings Plans Right For You?

Earlier this year, the Federal Government announced that the United States is in a retirement crisis. State governments, specifically California, Oregon, and Illinois are getting involved in retirement programs because nearing a 1 in 4 Americans do...

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