The SaveDay Blog
News and Updates
Choosing A Safe Harbor 401(k) For Your Small Business
A fan favorite amongst small business owners, Safe Harbor plans are similar to traditional 401(k) plans, with the exception of the added benefit of passing non-discriminatory testing (NDT). This isn’t the only difference between the two, however.
How Your Small Businesses Can Benefit From a 401(k) Plan
Offering your employees a 401(k) can have many benefits for you and your employees, and with SaveDay, you don’t have to worry about fees or management.
A 401(k) Is The Best Gift You Can Give
Finding gifts for your employees is expensive and stressful on your budget, especially if you’re a small business owner. The great thing is that 401(k) plans don’t have to cost you anything, making it a budget-friendly gift option.
no set-up fee
no monthly fee
no per employee fee
no reporting fee
Maximize Your 401(k) Contributions Before The End Of The Year
2021 is almost here! And, as the holiday season approaches, don’t forget about contributing to your 401(k).
Here are three reasons why you should consider maxing out your 401(k) before the end of the year.
Should I Open A 401(k) If My Employer Doesn’t Match?
You may be wondering, “What’s the point of opening a 401(k) if my employer doesn’t match?” Here are four reasons why you should consider participating in a 401(k).
What To Expect When Starting A 401(k) Plan
Taking the next step in your business and establishing a 401(k) may have you wondering, “What’s involved with setting up a 401(k)?” You are not alone.
Debunking 4 Myths Surrounding Small-Business 401(k) Plans
Considering opening a 401(k) plan for your business, but concerned about the process or qualifications? Fear not. We’re debunking some of the top myths surrounding small business 401(k) plans and why you shouldn’t let these myths stand in the way of you or your employees’ retirement planning goals.
401(k) Fees Are A Thing Of The Past
If you’ve shopped around for 401(k) providers, then you have probably been comparing plans and evaluating fees. The harsh truth is that many 401(k) providers are either charging for fees that they shouldn’t, or they are simply overcharging.
3 Things You Should Know About A Traditional 401(k)
Generally speaking, the more money you make, the more of an incentive it is for you to contribute to your 401(k) since you will save more in taxes by contributing. It should be noted however that contributing to a 401(k) regardless of your income level will still help you save money on taxes.