Our Plans

Start with the basics

There are two types of 401(k) plans to choose from – a Traditional 401(k) or a Roth 401(k). You can choose to have one or to have both – completely up to you.

Traditional 401(k)

Funded by employees’ earned pre-tax dollars. Allows for employer matching contributions. Any withdrawal subject to taxation, even in retirement.

Roth 401(k)

Funded by employees’ earned after-tax dollars. Allows for employer matching contributions. Any withdrawal at/during retirement are tax-free. Must be open for at least 5 years prior to withdrawing money.

Customize Your Plan

Your business is unique and your 401(k) plan should be too. Tell us what your needs and wants are, and we’ll create the ideal 401(k) plan for your business. All done within 15 minutes, so you can get back to doing what you do best – running your business. Below is a list of some of our most common plan design options. Don’t see what you’re looking for? Drop us a line.

Safe Harbor

Safe Harbor plans allow for high levels of contributions by employees and are exempt from non-discriminatory testing from the IRS. Employer contributions are always mandatory.

Simple 401(k)

Designed specifically for small businesses. Along with Safe Harbor, SIMPLE 401(k)s are exempt from non-discriminatory tests, and employers must make contributions to their employees’ plans.

Solo 401(k)

Built for the self-employed, you can make contributions as both the employee and employer. Spouses may also be included.

Profit Sharing

Design your plan so you can make discretionary contributions to your employees’ 401(k) accounts.

Employer Matching

Recruit and retain top talent with an incentivizing employer match.

Automatic Enrollment

Give your employees the push they need to begin investing in their retirement.