Nondiscriminatory Testing of 401(k) Plans

Nondiscriminatory Testing of 401(k) Plans

Nondiscriminatory testing is often performed on behalf of plan sponsors by the record-keeper or a third-party administrator (TPA). However, it is vital that plan sponsors understand the basics of the testing. For example, what types of contributions are tested, how...
4 Effective Ways to Improve 401(k) Employee Participation

4 Effective Ways to Improve 401(k) Employee Participation

Offering a 401(k) plan to employees is one of the most compelling benefits to attract and retain your employees. However, if your staff is not participating in the company-sponsored 401(k) plan, the perceived value is zilch! And for small businesses, participation is...
The Thirties: When Adulting Gets Real.

The Thirties: When Adulting Gets Real.

Investing can start at any age, and starting when you are younger help you achieve your goals, and setting these 3 investment goals in your 30s will help you plan for a better tomorrow. Develop an Emergency Fund Set up Retirement Goals Plan for Big, Upcoming Purchases...